A good friend Faye just celebrated her birthday last August 8th and now wants to share her happiness by doing a giveaway in her blog – make sure to go here to know more!

Here is what you can win!

1st price – Ladies Chronograph (big face) watch

2nd price – Kate Spade kikay kit (orange)

3rd price – Kate Spade kikay kit (floral)

It seems that September just crept up on us and in just a few more months, Christmas will be here as well. As soon as the ‘ber’ months start rolling around, most people start their Christmas shopping. However, if there are early shoppers, there are also late shoppers. Many people would still be doing some shopping on the eve of Christmas. For this year, I hope to be more organized in doing our Christmas shopping. Not only will it save me from a lot of stress, it will prevent impulse gift buying as well which could cost more. Below are some tips I should keep in mind.

• Make a list. This is probably the most important thing to do when shopping for Christmas gifts. This would ensure that you do not forget anyone and anything. Keep the list handy so that you could easily add people like a newfound friend or items like American girl clothes whenever you think of them.
• Set a budget. A lot of people tend to overspend during the holidays. With the great deals and items that are offered during this busy season, it is easy to understand why. Avoid falling into this trap by setting a budget AND sticking to it no matter what happens. To easily manage your budget, set it for each person on your list.
• Go for staggered shopping. Buying everything in your list in just one shopping trip is stressful, if not impossible! Keep the list with you at all times so that you can buy them as you see them whenever you are out.
• Go during off-peak hours. This is easy to do for stay at home moms like me because we can easily go shopping during times when most people are at work or in school. Shopping would be so much faster and easier.

I’m sure there are other shopping tips that could help make any mom’s life easier especially this Christmas. Care to share some of yours?

A vacation in Paris is a dream come true for most people. It is something that does not often happen for many which is why a lot of careful planning often comes with it when an opportunity for it comes around.

Among the things one needs to plan for when going on a vacation is the accommodations. Although some people only go for the best ones during any vacation, it might be better to check out cheap hotels in Paris City Centre for your Paris vacation. Below are two huge reasons why this is a good idea.

• You’ll only sleep in your room anyway. If you want to make the most out of your Paris vacation, you will be spending the days exploring the city. Your vacation would be a complete waste if you spend a lot of it inside your room. Hence, staying in a cheap hotel is reasonable because you will only stay in your room to sleep, take a bath, and change clothes.
• It will leave you with more money for other things. There are many things to enjoy and experience in Paris. You would not want to spend a huge chunk of your vacation money on accommodation alone. Staying in a cheap hotel means that you will be able to save money which you can spend for other things in your explorations of Paris.

They say that owning a Mac can be considered a status symbol or a lifestyle culture. While I am quite wary of all the hype, I certainly understand where all the hype is coming from. You have to own one to understand how Mac users say, “Once you go Mac, you never go back!” Add to the Mac loving list the iPhone and the iPad and you certainly have got all you gadgets covered.

iPhone App Development has covered everything from news, social marketing tools, blogging tools, fashion and celebrity news and of course, games! iPhone Games Development has always been the best-selling market for companies to penetrate into.

Sourcebits.com provide software design and development services for iPhone, Mobile, Mac, and the Web. Recently, they have added the iPad to their list. Their expertise on the platform extends from years of meticulous work in associated technologies such as Darwin, OS X, Cocoa, Interface Builder and Open-GL. Sourcebits began developing for iPhone in March 2008, and has published best-selling apps and games for a variety of international clients. With a team of 200+ dedicated engineers, over 100 released applications and 4.5M downloads to their credit, including Android App Development, Sourcebits has the capacity, expertise and insider knowhow to bring your project to market.

Everything and everyone needs to get insured. It is a safety net for one’s family, especially these days when anything can happen. All families will need a financial plan which includes personal insurance coverage in order to cope in the event of accidents, death, illness and disability. As you are planning insurance coverage you will need to consider your economic situation, age and number of dependents.

There are a lot of types of insurance coverage – from life to disability to covering material investments like one’s car or house. One common misconception is that for you to be covered extensively, you would need to pay a high annual premium. There are a lot of cheap insurance packages that have the same coverage, all you have to do is look around. One way to get cheap insurance quotes is to look online. At CheapInsurance123.c0m, you can look for insurance quotes from any type of coverage. From looking for cheap auto insurance, to home, health, life and motorcycle insurance, they can give you leads on what you are looking for. All you need to do is pick the insurance coverage you are looking for, key in the zip code where you live and from there they will give you a comprehensive listing. They also give quote comparison services that can help you determine if you’re getting the best possible deal.

One’s health should be the priority of everyone, most especially for women. Women oftentimes bear the influx of hormones during their child-bearing years so the strain of it takes toll. We should be mindful of our bodies and take care of it the best way we can.

Oftentimes, eating healthy and sleeping 8-10 hours a day coupled with regular exercise would not be enough, that is why doctors often recommend we take vitamin supplements. With how many of our food these days consist of preservatives and artificial stuff, we need all the help we can get to make our immune system strong.

If you are trying to lose weight, try the jarrow formulation Bile Acid Factors. You can find these at the vitamin superstore, SuperVits.com. This comes in capsules, which are made up of a strong bile acids or the bile salts. These capsules are available in conjugated structure of US and/or New Zealand ovine or bovine bile. As we all know, bile and bile salts are produced in the liver, which are then concentrated and stored in the gallbladder. The bile enters the small intestines to digest fat and aids in its proper absorption. This is the main function of this formula. Major components of the Jarrow Formulation are glycochocolate and taurochocolate. To prevent and help relieve arthritis pain, BioAstin capsules promote joint health and healthy tendons. The enzymedica line, particularly Virastop 2X, is said to help remove ovarian cysts. SuperVits.com is your comprehensive resource for the highest quality health and nutritional supplements. You can find all the ones I listed at their store.

There is no greater love and service than to serve and be willing to die for one’s country. That is why my heart goes out to all men in military service, especially to veterans, who have lived their life in service. It is not easy being away from family and in danger all the time. It takes mighty courage and a strong level of patriotism to be able to be ready to defend one’s mother country at all times, at all costs. That is why men in uniform need and deserve the best benefits, if not for him but for the his family.

The US government provides many benefits to the members that are now serving or have serve in the past in the US military. Active and former members of the United States military can take advantages of benefits ranging from education incentives to compensation for disability occurred while in the military to even life insurance programs. One of the most used and most important is the Veteran Home Loan Program that provides assistance in financing a home loan. It is commonly known as va home loans. There are many advantages of va loans – you do not need a down payment, your credit scores can be lower than what is required for conventional loans, and you can "rolled" the closing and loan fees back into the mortgage thus making it a 100% financing loan; va mortgage rates are comparatively lower too.

MyVaRefinance.net is an established company that helps individuals just like you obtain VA home loans, get the best VA loan rates and even apply for a VA refinance loan.

A friend finally bit the bullet and has begun investing in gold coins. She did her research and only got her coins from a reputable company that offers authentic gold coins like the US Gold Bureau.

After much deliberation, she invested on the following recommendations of financial advisers and fellow friends who are investing on gold these days:

1. American Gold Eagle
First issued in 1986 by the U.S. Mint, American Gold Eagles are said to be the most popular gold bullion coins in the world. Each coin is minted in 22-karat solid gold and has an image of Lady Liberty on the obverse (front) and A Family of Eagles on the reverse.

2. Canadian Gold Maple Leaf
roduced by the Royal Canadian Mint starting in 1979, these beautiful 24 karat gold coins are 99.99% pure gold (in 2007, the Royal Canadian Mint began producing 99.999% pure gold, one-ounce Maple Leaf coins). The Gold Maple Leaf has an image of Great Britain’s Queen Elizabeth II on the obverse side. The coin’s reverse image is that of a maple leaf – Canada’s national symbol.

3. South African Krugerrand
Produced by the South African Mint beginning in 1967, this coin gets its name from Paul Kruger, the last president of the Republic of South Africa, and the "rand", the monetary unit of South Africa. The one-ounce Krugerrand contains one troy ounce of gold and is alloyed with copper (1/12 copper, 11/12 pure gold) resulting in a 22-karat coin. They are more durable and scratch-resistant than pure gold coins. The obverse side of the coin has the image of Paul Kruger. The coin’s reverse image is that of a springbok antelope, one of South Africa’s national symbols.

When a couple gets married, one of the many advices they receive is to always find ways to celebrate their wedding anniversary and give wedding anniversary gifts to each other. It doesn’t have to be grand or expensive, but it’s the thought behind it that counts.

You can buy and look for anniversary presents at  JustPaperRoses.com. Remember how an anniversary corresponds to a specific element of object, like a first anniversary corresponds to paper? That is why 10th anniversary gifts are usually made up of aluminum.

Every woman loves receiving flowers, but you have to look for the wedding anniversary gifts that are just right for your spouse, and that express how you feel. You should get him or her the very best anniversary present and remind them of the way you both felt on your wedding day.

If you are the husband or wife, your anniversary gift to your significant other must be very meaningful, or at least that should be the goal. Guessing that yours (as a couple) is a happy marriage, you will certainly want to express the extent of your love for your partner in the best possible way that you can.

There are now subtle changes in the weather and before you know it, it’s flats season! Trade your flip flops to flats and make sure to replace your beach photo cards with gorgeous pictures of fall! Here are some ideas to get you started on what to buy with those closed shoes:

From Gold Havaianas to Gold Ballet Flats:

From black studded sandals to black rhinestone studded flats: